LOS ANGELES – April 5, 2022 – (
iQuanti: Sometimes unexpected expenses arise between pay periods and you need extra funds to get by. But if you don’t have good credit, you might be wondering how to get the money you need fast. Fortunately, there are plenty of options for low credit borrowers, from taking a side hustle to getting bad credit emergency loans. Here are three ways to get money now so you can start covering your expenses right away.
Sell ââitems you no longer need
If you have valuables that you no longer need or want, you may be able to get funds quickly by selling them. You can sell gently used items like clothes, antiques, electronics, and furniture on Craigslist, eBay, or social media. You can also create a store to resell items on apps like Poshmark, LetGo, or ThredUP.
You can also host a yard sale or door-to-door yard sale to earn extra cash quickly. Selling your items to your neighbors allows you to get the cash you need right away without having to pack and ship anything. Another option is to take your pre-loved jewelry to a pawnshop or gold buyer to get cash on the spot.
Take a side scramble
There are tons of side jobs to get extra cash fast. You can deliver food through Instacart, DoorDash, Postmates, or Uber Eats, or drive passengers to and from their destinations using Uber or Lyft. You can also choose freelance work based on services like tutoring, writing, editing, virtual assistance, web design, or graphic design work. And if you’re good with your hands, you can earn money cleaning houses, working on cars, or mowing lawns in your spare time.
Get a quick cash loan for borrowers with poor credit
Many lenders offer quick cash loans to borrowers with poor credit who can provide you with funds the same day you apply. Here are some loan options that may be available to you:
Cash advances are short-term loans that can pay you a few hundred dollars to quickly cover expenses. The amount you can receive depends on your income. You’ll usually repay a cash advance on your next payday, in two to four weeks.
If you need cash fast and you own a car, a title loan can be a great way to get some quick cash. Title loans are secured loans that will allow you to use your car as collateral. You can receive a loan amount equal to a percentage of the value of your vehicle. If approved, the lender will retain title to your car and you can continue to drive your car while you pay off the loan. You will get your title back once you have repaid the entire loan.
An installment loan is an unsecured loan that you can repay over time in fixed monthly installments or installments. You’ll borrow a lump sum all at once and repay it over months or years, depending on the terms of the loan. Many installment loans have lower interest rates than other personal loan options.
The bottom line
If you have poor credit and need money fast, there are many options available to you. You can sell stuff lying around your house to earn a few extra bucks by hosting a garage sale or selling online. There are also plenty of side businesses to take on, like food delivery and self-employment. And if you need extra cash right away, you can apply for a cash advance, title loan, or installment loan. Using one of these methods can quickly get you the funds you need to get out of a financial bind.
Notice: The information provided in this article is provided for guidance only. Consult your financial advisor about your financial situation.
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Three ways to get money now if you have bad credit